Lancaster County Insurance Fraud Attorney

Pennsylvania's Insurance Fraud Prevention Authority is at the forefront of efforts to combat fraud. In 2018, the organization received more than 3,900 complaints of potential fraud. More than 400 individuals were prosecuted as a result of their work. Defendants across the state were ordered to pay restitution that exceeded $5.6 million.

Here in Lancaster County, the Controller's Office established a Fraud, Waste, and Abuse Hotline that allows residents to confidentially report fraud. The following chart outlines some recent data:





Fraud Referrals








Acts of Insurance Fraud

Insurance fraud generally occurs when someone knowingly steals or otherwise participates in acts for their benefit that “scams” an insurance company. Often this is committed by submitting deceptive information to an insurer in an attempt to obtain something of value.

Common Automobile Insurance Fraud Schemes

  • “Creating” a vehicle accident
  • Falsely reporting injuries in an accident or “inflating” the severity of injuries incurred
  • A false claim that an insured vehicle was stolen

Common Homeowner Insurance Fraud Schemes

  • Creating a fire (arson) at an insured property such as a home or place of business
  • “Inflating” the value of items that were stolen to boost an insurance claim
  • Colluding with a repair contractor to defraud an insurer

Common Health Insurance Fraud Schemes

  • A patient submits phony receipts for reimbursement of medical services or treatments that were not performed
  • A healthcare provider intentionally bills the patient's insurance company for a more costly procedure than was performed
  • A healthcare provider orders unnecessary tests or lab work to file an insurance claim for reimbursement

Grading and Penalties for Felony Offenses

The majority of insurance fraud cases are charged as third-degree felony offenses. A convicted offender may face up to seven years in prison and a fine of up to $15,000. Offenders are also likely to be ordered to pay restitution to the victim and may be placed on a period of community supervision (probation).

Grading and Penalties for Misdemeanor Offense

Some offenders may have their cases charged as a first-degree misdemeanor offense. The maximum penalties that may be imposed are up to five years of incarceration and a fine of $10,000. Insurance fraud cases are only charged as misdemeanors under the following circumstances:

  • Certain acts that involve a lawyer who pays or provides something of value in exchange for referrals or employment
  • If a health care provider pays or provides something of value in exchange for referrals or employment
  • A lawyer or health care provider provides names and contact information of individuals who are likely to need legal or medical services
  • Those who provide false information or conceal information on an application to obtain insurance coverage

Attorney for Defense of Allegations of Insurance Fraud in Pennsylvania

Have you been the subject of an investigation or recently been charged with acts of insurance fraud? It is important to seek help from a lawyer that is very familiar with this area of legal practice. Our Criminal Law Team provides aggressive representation for clients by creating a strategic plan of defense. For a complimentary case evaluation, contact our office at (888) 535-3686 today.

Contact Us Today!

The LLF Law Firm Team has decades of experience successfully resolving clients' criminal charges in Philadelphia and the Pennsylvania counties. If you are having any uncertainties about what the future may hold for you or a loved one, contact the LLF Law Firm today! Our Criminal Defense Team will go above and beyond the needs of any client, and will fight until the final bell rings.

This website was created only for general information purposes. It is not intended to be construed as legal advice for any situation. Only a direct consultation with a licensed Pennsylvania, New Jersey, and New York attorney can provide you with formal legal counsel based on the unique details surrounding your situation. The pages on this website may contain links and contact information for third party organizations - the Lento Law Firm does not necessarily endorse these organizations nor the materials contained on their website. In Pennsylvania, Attorney Joseph D. Lento represents clients throughout Pennsylvania's 67 counties, including, but not limited to Philadelphia, Allegheny, Berks, Bucks, Carbon, Chester, Dauphin, Delaware, Lancaster, Lehigh, Monroe, Montgomery, Northampton, Schuylkill, and York County. In New Jersey, attorney Joseph D. Lento represents clients throughout New Jersey's 21 counties: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, and Warren County, In New York, Attorney Joseph D. Lento represents clients throughout New York's 62 counties. Outside of Pennsylvania, New Jersey, and New York, unless attorney Joseph D. Lento is admitted pro hac vice if needed, his assistance may not constitute legal advice or the practice of law. The decision to hire an attorney in Philadelphia, the Pennsylvania counties, New Jersey, New York, or nationwide should not be made solely on the strength of an advertisement. We invite you to contact the Lento Law Firm directly to inquire about our specific qualifications and experience. Communicating with the Lento Law Firm by email, phone, or fax does not create an attorney-client relationship. The Lento Law Firm will serve as your official legal counsel upon a formal agreement from both parties. Any information sent to the Lento Law Firm before an attorney-client relationship is made is done on a non-confidential basis.