Will my insurance premiums increase for a traffic offense in Pennsylvania? VIDEO

Your insurance premiums may increase for a traffic offense in Pennsylvania. It will depend on the traffic offense in question. There are a number of what are called point offenses. In Pennsylvania, traffic offenses that, if a person were to be found guilty or were to plead guilty, would invoke points on the person's driving record. These points can vary, they could be two points, three points, four points. PennDOT maintains a list of the point offenses.

Some are more commonly cited to drivers than others. If a person is found guilty or pleads guilty to a point offense in Pennsylvania, the court would notify PennDOT, PennDOT would maintain that record. Insurance companies would be provided that record and would base in part the quotes or the insurance premiums that a driver would pay on the number of points that the person has on his or her driving record.

Yes, they can increase a person's insurance premiums. An experienced Pennsylvania traffic attorney can help you best fight receiving points and they should be involved from as early as possible if you're facing a traffic offense in Pennsylvania.

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